Tuesday, May 7, 2019

05.07.19 Debt = $32,699.44

Two bits of good news this week: I qualified for a migraine study which I already received a $50 compensation (a two hour visit with blood drawl), and I receive another $100 for two more visits, as well as an additional $250 if I complete the e-diary after I take the provided medicine. Not bad to be getting  paid for my years of suffering.

Also, I picked up a dog sitting gig this weekend, which was pretty easy and got $60 for five visits. The dogs are great, the only downside is the house is about a 20 minute drive from my house. But this and the $50 from the migraine study is an unexpected $110 I can dump towards this debt.

I'm trying a little experiment with my student loan payment. Navient does this *really* cute thing where if I set up a payment for Friday, the funds don't withdraw until TUESDAY. So they get an extra FIVE days of interest, even though the money is available and they have been withdrawing from the same account for years. ALSO, the higher interest loan of course takes an extra day. SO. With my paycheck coming on Friday, I scheduled the higher interest loan to post on Thursday (fingers crossed it won't actually bounce) and the lower interest ones to post on Friday. We'll see if either of these actually goes through this week.

Wednesday, May 1, 2019

05.01.19 Debt = $32,529.35

Oh man. I was waiting to post this because there for a few weeks my debt went up instead of down. My dog had a little over $1100 worth of work done at the vet (including having his teeth cleaned $599). So I put that all on my new Capital One card with 0% interest & spending over $1,000 got me 20,000 miles. I *really* hope I won't regret that in a few years and I'll be laughing all the way to Miami or somewhere...

But the exciting thing is my big Prosper loan is down to just over $4K now and I think I only have 7 payments left. I keep thinking, it will be so much easier after I get this paid off. I will be able to save a little more, and make some real headway on my other loans. At the rate I'm paying my student loans, I should have just 2 years left. That would make me student debt free by 42. Maybe I can really crack down & have those paid off *before* I turn 42.. 03/21/2020 That would be nice.

09.06.19 Debt = $26,539.01

Oh man. I made a giant leap down with the money I got from my part in refinancing the house. I paid close to $5,000 down and here I am, almo...