Oh man. I made a giant leap down with the money I got from my part in refinancing the house. I paid close to $5,000 down and here I am, almost half the debt I was sitting with back in December of 2016. I put about $300 in addition to an extra $350 I made from dogsitting in savings. I'm hoping whatever I spend on my "free" trip to Spain I can pull out of my savings and NOT touch credit for it.
I also did a FREE balance transfer from my Barclay card (apr 11.25% ish) to a 15 month 0% Bank of America card. I've paid Bank of America SOOOO much interest since 2003 that I definitely felt like this was deserved, but still a nice surprise. I still hate them though.
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